What do you do if money is accidentally credited to someone else's account online?

After the importance given to digital payment by the government, the way people have become aware of it, they use many mediums like Paytm, Google Pay, Bhim, Phone Pay Neft / RTGS etc. for online transfer.  If by mistake we transfer money to another's bank account.  If you transfer money to a closed account, the money is automatically returned to your account.

But if you accidentally transfer money to someone else's current bank, savings account, then you will find it difficult.  I will tell you what to do if you accidentally transfer money to a false active account

 If you have transferred someone else's savings to a current account, you should first notify your bank via email or phone, then you should immediately contact your bank branch manager, then the amount of the transaction, the date and time of the transaction, your account  Give details of the number, account number and the method of transaction in the account in which the money has been transferred.

You must insist that you have mistakenly transferred money to another account and return your money.  At your request, the bank will contact the account holder to whose account you have mistakenly transferred money.

If you have good luck and that person is intelligent, you will get your money back. Because no bank can transfer money without the permission of the account holder. If that person does not return your money even after your request.  You can take legal action

Click Here To Gujarati

An FIR and causal notice may also be issued against the person in legal proceedings.  And he has to give information about that money too.  Finally you can also take the help of cyber cell.